Lines Of Business

Products designed for the

Affluent

And available in all states

Homeowners

Homeowners

  • Guaranteed Replacement Costs
  • No Caps for Back-up of Sewer/Drain Losses
  • Deductible Waived for Large Losses
  • Cash Loss Settlement Options Available

Auto

Auto

  • OEM Replacement Parts and Choice of Repair Facility
  • Agreed Value Settlement Limits
  • Full Glass Coverage with No Deductible
  • High Rental Reimbursement Limits

Excess Liability

Excess Liability

  • Worldwide Liability
  • Limits Available up to $100 Million
  • High Limits of UM/UIM Available
  • Coverage for Certain Types of Non-profit D&O Liability

Valuable Articles

Valuable Articles

  • Loss Settlements of up to 150% of Market Value
  • Worldwide Coverage
  • Zero Deductibles
  • Blanket Policy Limits Available

Watercraft

Watercraft

  • High-Value, High-Speed Watercraft
  • Rental Reimbursement
  • Includes Occasional Charter Coverage
  • Coverage for Captain and Crew Included

Other

Other

  • Flood
  • Excess Flood
  • Windstorm
  • Earthquake
  • Group Excess Liability

Underwriting Guidelines

PACKAGED ACCOUNT

Coverage Type Minimum Limits
Dwelling (Home) $500,000
A&A/Personal Prop. (Condo) $250,000
Automobile No Minimum
Collections $25,000
Primary Liability $300,000
Excess Liability $1,000,000
Homeowner Deductible $2,500
Auto Deductible $500

MONO-LINE

Coverage Type Minimum Limits
Dwelling (Home) $2,000,000
A&A/Personal Prop. (Condo) $100,000
Automobile Not Available
Collections-Jewelry $50,000
Collections-Fine Art $500,000
Excess Liability $5,000,000
Watercraft No Minium

Insurance Companies

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NEWS

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